Frequently Asked Questions

A Cash Advance (or Payday Loan) is a short-term, small-dollar loan, often used to cover unexpected expenses or just get a little extra money before your next paycheck. A Cash Advance is a personal loan that provides an alternative to bouncing checks. Cash Advances are used to cover short-term financial situations — they are not a long-term financial solution.

If you’re applying online, you’ll need:

Valid Social Security Number

Have a valid and active email address

Active Checking Account

Source of Income

Installment Loan and payday loan amounts vary by state. When applying for a loan, we use your personal information to determine a loan amount that works for you.

OKC Help Loans gives you access to online loan services, online Payday Loans, online Installment Loans or Line of Credit.

A Cash Advance (or Payday Loan) is a short-term, small-dollar loan that you can use to cover unexpected expenses or bridge a temporary gap between paychecks. A Cash Advance is a financial solution that provides an alternative to bouncing checks or paying late fees. Cash Advances are used to cover short-term financial situations; not a long-term financial solution.

An Installment Loan typically offers larger loan amounts, and allows you to repay the loan over a longer period of time.

A Line of Credit provides convenient, personal access to money when you need it. Apply just once, and receive approval up to a specific credit limit. Then, withdraw money as you need it up to your approved amount. You only pay interest on the money you withdraw, and the rest remains available if needed.

Yes you can apply. Our lenders accept applications from all credit types. Don't sweat your credit score. Use the income from your job as your good credit.

Yes there is. When you apply online our lenders do not do hard credit check pulls like your local bank or credit union. This means no credit score is required and it makes it easier to get approved.